Business planning for the loan application
Plan Fast reads your idea the way the loan officer will.
Built for first-time owner-operators — restaurants, trucking companies, salons, trades — asking a bank, credit union, or CDFI for $25,000 to $500,000. Plan Fast names the objections a lender will raise, with a source you can open under every one, then hands you the dossier that answers them.
One flow. Two halves. One dossier.
You describe the business in plain language — what it is, who it's for, what you need the money to do. Plan Fast turns that into the two things a lender actually reads: a Reality Check first, then the full Dossier behind it.
Reality Check
SampleSunrise Kitchen — Restaurant
Demand & competition
Moderate demand, four direct competitors within 1.5 miles
Lender objections
“Your margins assume zero seasonal slowdown.”
Regional demand data“No collateral identified for equipment financing.”
Lending checklist
Free Reality Check
Start free. See what a lender would ask first.
The Reality Check scores your idea, sketches the demand and competition around it, and names the objections a lender is likely to raise. No PDF at this stage — only the picture, free, before you commit to anything else.
How it runs
For an active application, the loop is the lender's questions.
Describe
Say what the business is, who it serves, and what the loan is for — in your own words.
Object
Plan Fast raises the question a loan officer would raise next, with a source attached to it.
Answer
You respond, or let the Dossier answer it directly, until nothing is left unaddressed.
The Dossier
Open it, and the Banker One-Pager is already there.
Your business, your numbers, and a source under each claim — the page a loan officer actually reads, finished on the day they asked for it.
Banker One-Pager
SampleSunrise Kitchen — Restaurant, 14 seats
- Loan requested
- $180,000
- Owner equity in
- $45,000
- Year 1 revenue
- $612,000
Use of funds
Kitchen equipment (60%), buildout (25%), opening working capital (15%).
Know the objections before the loan officer does.
The Reality Check is free — a score, a demand and competition picture, and the objections a lender is likely to raise. While we build the app, it is run by hand: describe your business in one email, and your researched Reality Check comes back within two days.